One account. Every rail.

Your money,
moving instantly.

One SokoFunds account for instant fee-free transfers, everyday spending cards, and every mobile money or bank rail you already use.

Instant, fee-free transfers

Move money between SokoFunds accounts instantly, with zero fees — no waiting on legacy rails.

Cards built to spend

Virtual and physical cards that work the moment you fund your account, not another place to top up.

Works with your rails

Top up and cash out through the mobile money and bank channels you already trust.

How It Works

Every SokoFunds account runs on two rails: the mobile money and bank channels you already trust, and an instant, fee-free rail between SokoFunds accounts.

01

Fund your account

Top up instantly through the mobile money and bank channels you already use, or a direct transfer.

02

Send, instantly and free

Move money to any SokoFunds account by number, in seconds — no legacy transfer rails, no fees.

03

Spend with cards built for it

Virtual and physical cards draw straight from your balance, ready the moment you fund your account.

04

Cash out anywhere

Move funds back out through the same mobile money and bank rails, wherever you are.

Powerful Features

Built for the modern user, SokoFunds provides everything you need to manage your wealth.

Home
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Home

Real-time balance and transaction history at your fingertips.

Cards
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Cards

Securely manage your physical and virtual cards in one place.

Send
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Send

Instant global money transfers with Zero commission fees.

Get Started

Experience banking like never before.